Benefits offered by Vlaams & Neutraal Ziekenfonds (VNZ)

You can compare the benefits for VNZ members with those of other health insurance funds here. Find out if VNZ offers attractive benefits or discounts for you, or if you should switch to a different health insurance fund.

VNZ member benefits

Everyone affiliated with VNZ for statutory RIZIV reimbursements automatically enjoys additional benefits. You can compare VNZ member benefits with those of other health insurance funds easily using our online tool. This way, you can choose the best health insurance fund for you and your family.

Choose a provider for more information about insurances, benefits, and reimbursements.

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Health insurance

Eyes & ears

Glasses & lenses

Max. €50 per year
VNZ partially reimburses spectacle lenses, frames, contact lenses (with prescription), and eye patches. Per calendar year, you are entitled to a reimbursement of up to €50 per person, without a prescription.

Every four years, with a prescription from an ophthalmologist, a reimbursement of up to €100 is possible.

The reimbursement applies to spectacles or contact lenses with prescription diopters other than zero. The reimbursement for eye patches applies only to the treatment of a lazy eye (amblyopia).

Treatment & guidance

Speech therapy

€10 per consultation (max. 80 sessions)

VNZ provides a €10 reimbursement per speech lesson, with a maximum of 80 lessons (a maximum of €800 per calendar year and per person) for all members.

The reimbursement is limited to two years for the same disorder.

Mental health

Youth: max. €300 per year
Adults: max. €150 per year

VNZ reimburses up to €300 for psychological counseling:

Young people under 18 receive €20 per session, with a maximum of €300 per calendar year and per person.

Adults receive €10 per session, with a maximum of €150 per calendar year and per person.
There may be no reimbursement through compulsory health insurance, and the counseling is provided by a certified educational psychologist, psychologist, clinical sexologist, psychotherapist, or with a master's degree in educational psychology or psychology.

Children & youth

Sick child care

€0 personal contribution per hour,
max. 8 days per year

VNZ provides up to eight days of free home care for sick children per calendar year for children aged 0 to 12. Maximum of 4 consecutive workdays.

Minimum of 5 and maximum of 9 hours per day between 7:00 AM and 6:00 PM. Excludes weekends and public holidays.

Care & hospital

Recovery stay after hospitalisation

Max. €700 per year

VNZ provides a reimbursement of €25 per overnight stay for a care stay of up to 28 nights (max. €700 per calendar year and per person).

- Approval from the VNZ's consulting physician is required.
- Recovery from a major surgical procedure or treatment with chemotherapy, radiotherapy, or kidney dialysis
- Recovery from certain serious conditions (e.g., pathology)
- After an uninterrupted hospital stay of at least 6 nights
- During treatment for depression or burnout

Benefits offered by Vlaams & Neutraal Ziekenfonds (VNZ)

VNZ member benefits

Choose a provider for more information about insurances, benefits, and reimbursements.

Last articles

Glasses or contact lenses: what does your health insurance fund reimburse?

Contraceptive use in Belgium: rising figures and changing choices

Why invest in custom earplugs?

Benefits offered by Vlaams & Neutraal Ziekenfonds (VNZ)

VNZ member benefits

Choose a provider for more information about insurances, benefits, and reimbursements.

Last articles

Glasses or contact lenses: what does your health insurance fund reimburse?

Contraceptive use in Belgium: rising figures and changing choices

Why invest in custom earplugs?

Eyes & ears

Treatment & guidance

€10 per consultation (max. 80 sessions)

Youth: max. €300 per year Adults: max. €150 per year

Children & youth

€0 personal contribution per hour, max. 8 days per year

Care & hospital

Max. €700 per year

Youth: max. €300 per year
Adults: max. €150 per year

€0 personal contribution per hour,
max. 8 days per year