Legal information / Terms of use – YouSave.be

Last updated: April 8th, 2026

Yousave BV, registered office at Kortrijksesteenweg 630 (5.01), 9000 Ghent, with company number 1034.876.865 and VAT number BE 1034.876.865, offers an online comparison platform via the website yousave.be.

1. Purpose of the website

This website helps consumers compare providers in a transparent manner based on current rates, premiums, coverages, terms and benefits. The comparisons are informative and based on data provided by the providers (or their intermediaries) or publicly available data.

Currently, the following are compared:

– hospitalisation insurance (individual hospitalisation policies offered by private insurers and/or health insurance funds)

– health insurance funds (member benefits of publicly accessible health insurance funds).

Yousave.be offers the possibility to get in touch with a partner of the website via a form (lead generation). Contacting them enables the partner to present you with an offer, which you may choose to accept if you wish. The following parties are partners of this website:

– Neutraal Ziekenfonds Vlaanderen (NZVL), Statieplein 12, 9300 Aalst, BE 04188.999.418

– Vlaams & Neutraal Ziekenfonds (VNZ), Hoogstratenplein 1, 2800 Mechelen, BE 0411.735.801

– Liberale Mutualiteit PLUS (LM), Kalkoven 22, 1730 Asse, BE 0411.817.755

– Liberale Mutualiteit MUTPLUS.be (LM-ML), Koninginneplein 51-52, 1030 Schaarbeek, BE 0411.726.396

– All-inSurance & Finance BV, Lindestraat 2, 9090 Merelbeke-Melle, BE 0423.908.311

2. Lead generation and revenue model

Yousave.be is an independent comparison and lead generation website. The information and services offered on this site are provided free of charge. If you decide, via our site, to get in touch with a partner of this website and/or if you decide to subscribe to an offer with the partner, we may receive a compensation from this partner.

YouSave BV is registered in the FSMA register under company number 1034.876.865 and acts as a sub-agent of All-inSurance & Finance, registered in the FSMA register under company number 0423.908.311, in accordance with the FSMA position of 23/07/2025 regarding comparison tools and insurance distribution.

3. Information purposes only

• The comparisons, premiums, coverages and benefits shown are general in nature and do not constitute personal advice, a recommendation or a binding offer.

• We do not guarantee that a displayed hospitalisation insurance or health insurance fund is the cheapest, best, comprehensive or most suitable option for your personal situation (age, health, family, region, existing coverage, etc.).

• Premiums and conditions can change quickly. Always consult always the official terms and conditions, prospectuses, IPID (Insurance Product Information Document), general conditions, special conditions, statutes and rate sheets of the provider itself. Yousave.be continuously updates the information featured on the website.

4. Liability

We strive for current and accurate information, but are not liable for:

• Inaccuracies, incompleteness or changes in premiums/conditions 
• Damage resulting from the use of the website, contacting a partner, taking out a policy or joining a health insurance fund.
• Technical problems or interruptions.
• The website is provided “as is” without any warranty.

5. Your data and privacy

Read our Privacy statement for details on the processing (GDPR-compliant) of your personal data. You can withdraw your consent via the cookie settings.

6. Intellectual property

All content (comparisons, tables, texts, etc.) is protected. Copying or commercial use without permission is prohibited.

7. Applicable law and disputes

Belgian law is applicable. In case of disputes, the competent courts are those of Ghent.

8. Contact

Questions, complaints or comments can be sent to us using our contact form.

By using this website or contacting a provider, you acknowledge that you have read and agree to this legal info.