Over Helan Onafhankelijk Ziekenfonds

In addition to legal health insurance (through RIZIV), Helan also offers additional services. For example, Helan members enjoy additional benefits such as reimbursements for glasses, dental care, psychological support, contraception, and more. Besides these benefits, Helan also offers hospitalisation insurance and dental insurance.

Health insurance fund

Helan is the third-largest health insurance fund in Flanders. It was established on January 1, 2022, as a merger of Partena Health Insurance Fund and OZ (Independent Health Insurance Fund). Helan has just under 950,000 members in Flanders in 2025.

National Association of Independent Health Insurance Funds

Helan, Partenamut (Wallonia), and Freie Krankenkasse (German-speaking Community) belong to the same umbrella organization called MLOZ – National Association of Independent Health Insurance Funds. Together, they have 2.3 million members, making the National Association of Independent Health Insurance Funds the third largest in Belgium.

Helan offer

The primary task of the Helan health insurance fund is to arrange statutory reimbursements from the National Institute for Health and Disability Insurance (RIZIV) for its members. These statutory reimbursements are the same for every health insurance fund.
Members of Helan are also entitled to additional membership benefits. Membership benefits vary by health insurance fund. For those who wish, Helan also offers hospitalisation insurance and dental insurance.
Helan also offers home care, maternity care, and household help services, and you can purchase healthcare supplies and other health-related products through the Healthcare Shop.

Learn more about the benefits for Helan members.
Learn more about Helan hospitalisation insurance.

My Helan

Helan is strongly committed to digitalization. Through ‘My Helan’, the customer portal and the app, you can manage all aspects of your administration. You can, amongst other functionalities: