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Many people who belong to a sports club do not claim a reimbursement of their membership fee. Sports club members are entitled to a reimbursement of their sports club membership fee from their health insurance fund. In Belgium, the reimbursement ranges from €15 to €60 per year. At YouSave, we want to help change that. That’s why we’ve put everything together in one place: how to get your sports membership reimbursed by your health insurance fund, how much you can get back and what you need to do. We also provide useful links to the reimbursement application forms.
In 2025, 21% of all people in Flanders were members of a sports club, representing 1,499,345 people. Sports federations in the Walloon and Brussels counted 813,207 members. These are both record figures. Health insurance funds support these members by reimbursing part of their sports club membership fee as an additional benefit. But not everyone claims this benefit.
Health insurance funds generally do not publish figures on the number of reimbursements. Only CM has stated that more than 1 in 10 members apply for the sports benefit. This appears to indicate that almost half of sports club members do not claim the reimbursement.
The reason why so many people do not claim the reimbursement is not always clear. The benefit may simply not be known to everyone. Or people may not be motivated to have the form completed and sent in.
This means that many sports club members are leaving amounts of between €15 and €50 per person per year unclaimed. That’s why we provide an overview below of the amounts offered by each health insurance fund and what you need to do to claim the reimbursement.
CM reimburses up to €15 per year for sports club membership fees. You can claim the reimbursement by completing the CM application form or by submitting a certificate from your sports club to the health insurance fund. You can send the document via the CM app or deposit it in a nearby mailbox. More information is available on the CM website.
Solidaris Vlaanderen (the Antwerp, West Flanders, East Flanders and Limburg regions) reimburses up to €35 per year of your membership fee or multi-entry pass for a sports club, fitness centre or youth organisation.
You can apply for the reimbursement by having the Solidaris reimbursement form completed or by submitting a certificate from the organiser to Solidaris. The document can preferably be submitted digitally, or handed in at a service desk or deposited in a mailbox. More information is available on the Solidaris website.
Solidaris Brabant reimburses up to €45 per year per person for a membership at a sports club, fitness centre or sports facility.
You can claim this benefit by having the Solidaris form completed by your sports club or sports facility. Solidaris also requires proof of payment.
You can submit the document digitally, hand it in at a service desk or deposit it in a Solidaris Brabant mailbox. More information and conditions are available on the Solidaris Brabant website.
All Flemish Liberal Mutualities reimburse €40 per year per person for sports club or fitness centre membership fees.
To claim the benefit, you need to submit the application form to your health insurance fund.
More information is available on the website of the Liberal Mutualities of Flanders
Helan reimburses up to €50 per year for your membership fee at a sports club or youth organisation.
You can download the form from the Helan website and have it completed by your sports club or youth organisation. You can then submit the form to Helan via the app or website, send it by post or deposit it in a Helan mailbox.
NZVL and VNZ reimburse €50 per year for sports or fitness club membership fees. To receive the reimbursement you can have the VNZ form or NZVL form completed and submit it via the online office, by post or at an office or mailbox of the respective organisation.
Solidaris Wallonie reimburses up to €40 per year for adults (18 and over) and €50 per year for children (under 18) towards the membership fees of a sports club or an association recognised by a recognised Belgian sports federation.
To receive this reimbursement, you must have the Solidaris intervention form completed by the activity organiser. You can submit your reimbursement request via the Solidaris app, the e-Mut online service desk, or by submitting the supporting documents at a Solidaris office.
More information is available on the Solidaris Walloon website:
MSLUX reimburses membership of a sports club or a subscription to a digital sports app up to €50 per year. To qualify for this benefit, you must submit the MSLUX “Affiliations sports” form via e-Mut or the Solidaris mobile app. More information is available on the MSLUX website.
MC reimburses up to €100 per year per child up to the age of 18 for registration fees or subscriptions for sports included in its list of recognised sports disciplines, as well as for certain sporting events, including those abroad. From the age of 19, MC reimburses up to €50 per year per person for registration fees or subscriptions for sports activities.
You must ask your sports club to complete the MC “Sport” reimbursement form. You can then deposit the document in an MC mailbox or take a photo of the form via the Ma MC app.
More information is available on the MC website.
Mutualité Neutre reimburses up to €50 for membership of a sports club. The reimbursement is limited to the amount actually paid for the membership.
To receive this reimbursement, you must provide Mutualité Neutre with a certificate issued by the sports organisation and the “Membership of a sports club” reimbursement form, available through the mymn.be online service desk or on the Mutualité Neutre “Forms” page.
More information is available on the Mutualité Neutre website.
Partenamut reimburses up to €50 per year per person for membership of a sports club and/or a swimming pool.
You must submit a registration certificate or a request for an intervention/reimbursement, depending on the situation.
Consult Partenamut’s page on the steps to follow to claim the sports reimbursement.
Mutualia reimburses €60 per year towards membership of a recognised sports club, regardless of age.
To receive this benefit, Mutualia requires a reimbursement certificate for sports club membership. You must submit the document to your usual office, send it by email or submit it via MyMutualia. More information is available on the Mutualia website.
Mutualité Libérale Liège-Luxembourg reimburses up to €40 per year towards membership of a sports and/or fitness club, regardless of age.
To claim the sports incentive, you must have the mutuality’s “Sports incentive form” completed and send it to Mutualité Libérale Liège-Luxembourg. More information is available on the Mutualité Libérale Liège-Luxembourg website.
Mutualité Libérale Hainaut-Namur reimburses up to €50 per year for members who practise a sport included on a list approved by the National Union of Liberal Mutualities. The mutuality requires their form to be completed by the club or organiser and then returned to the mutuality. More information is available on the Mutualité Libérale Hainaut-Namur website.
Mutualité Libérale MUTPLUS.be provides a reimbursement of up to €40 per calendar year for people who pay membership, registration or subscription fees.
You must submit either the “Sport and fitness” application form or a certificate issued by the organiser, stating the type of sport, your identification details, those of the organiser, the membership period, the cost and the date.
More information is available on the Mutualité Libérale MUTPLUS.be website.
You can switch to a different health insurance fund at any time. Compare the sports benefits and other reimbursements and find a better health insurance funds using our health insurance comparison tool.
Expert in mutuality benefits and hospitalisation insurance, and founder of YouSave.be.
20 years of experience in comparison technology and financial products.
