What is Mutualia?

Mutualia is a Belgian health insurance fund which, like other health insurance funds, ensures legally mandated reimbursement of medical expenses for members. In addition to compulsory health insurance, Mutualia also offers a wide range of extra benefits and optional health insurances.

Mutualia health insurance fund

Mutualia is a health insurance fund operating in Belgium and a member of the National Union of Free Health Insurance Funds. It distinguishes itself through its approach based on freedom of choice, solidarity, and close relationships with members. Mutualia operates with complete independence, and places access to healthcare at the heart of its priorities.

Mutualia supports its members at every stage of their lives. It ensures the legal reimbursement of healthcare costs and manages compensation claims, particularly in cases of incapacity or maternity, or in other situations covered by the health and disability insurance.

As an independent mutual fund, Mutualia is not affiliated with any political, religious, or economic organisation. It is open to everyone, regardless of opinion, belief or lifestyle, and acts exclusively in the interest of its members.

Benefits reserved for members

In addition to mandatory health insurance, Mutualia offers its members a range of supplementary benefits designed to enhance their health and well-being. Benefits cover, amongst others, childbirth, childhood, prevention and care, sports and wellness…

Insurance

To offer protection tailored to individual needs, Mutualia provides several optional insurance plans. The Neutra hospitalisation insurance with its five plans—Base, Optimum, Plus, Comfort, and Top— are designed to reduce the personal portion of your hospital bills. Mutualia also offers supplemental dental insurance, called Dentalis, which covers the costs of any dental and orthodontic care.