LM-ML Member Benefits

LM-ML members are eligible for additional LM-ML member benefits. These include extra reimbursements, premiums, discounts, and services. Find out quickly whether LM-ML offers interesting member benefits for you or whether you should join a different health insurance fund.

Compare LM-ML benefits to the benefits offered by other health insurance funds.

Everyone who is affiliated with the Liberale Mutualiteit - Mutualité Libérale for compulsory health insurance automatically enjoys additional LM-ML member benefits.

Choose a provider for more information about insurances, benefits, and reimbursements.

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Dental care

Dental prosthetics & implants

From age 65: 10% of the costs, max. € 1,050 per year
No reimbursement under age 66

LM MUTPLUS offers a reimbursement of 10% of the total dental costs, up to a maximum of 1,050 euros per calendar year. The reimbursement applies to all dentures, bridges, dental implants, crowns, extractions, post crowns, veneers, inlays, and onlays.

Conditions:
- Since January 1, 2026, the reimbursement applies only to members aged 66 or older.
- Treatment by a dentist, orthodontist, or stomatologist in Belgium or in neighboring countries (Grand Duchy of Luxembourg, France, Germany, and the Netherlands), recognized by the competent authority of the country.
- This concerns dental procedures that are not reimbursed by compulsory health insurance.

Treatment & guidance

Speech therapy

€10 per consultation (max. 100 sessions per 3 years)

MUTPLUS provides a reimbursement of €10 per session, with a maximum of 100 sessions per 3 years.

LM provides a reimbursement if your statutory health insurance does not cover your treatment.

Birth

Breastfeeding allowance

Max. €375 (€250 after 2 months, €125 after 4 months)

LM MUTPLUS offers breastfeeding mothers a premium of 250 euros after 2 months of breastfeeding and an additional premium of 125 euros after 4 months of breastfeeding. In total, an incentive of 375 euros.

In the event of a multiple birth, this premium is paid out for each child who is breastfed.

Care & hospital

Short stay residential care home

Max. €420 per year

MUTPLUS reimburses a maximum of €20 per night, up to 21 nights per calendar year, for expenses related to a short stay in a recognized facility.

- You have undergone surgery with hospitalization or hospitalization with overnight stays.
- You have been hospitalized with an overnight stay.
- You are temporarily unable to remain at home due to the temporary absence of your primary caregiver or in order to support your primary caregiver.
- You have been unable to carry out your normal activities for an uninterrupted period of at least 60 days (provided this period is justified by a certificate from your attending physician or by bioclinical and/or radiological pathological examinations).

The short stay cannot be a transitional period before permanent placement in a nursing and care facility

Homecare

Max. €60 per year

LM provides compensation of €0.30 per hour worked, with a maximum of €60 per calendar year, for household help, personal care, social or moral support.

LM-ML Member Benefits

Choose a provider for more information about insurances, benefits, and reimbursements.

Last articles

Solidaris increases several reimbursements but drops homeopathy

Up to €900 difference between health insurance funds in orthodontic reimbursement

Check which health insurance fund really suits you

LM-ML Member Benefits

Choose a provider for more information about insurances, benefits, and reimbursements.

Last articles

Solidaris increases several reimbursements but drops homeopathy

Up to €900 difference between health insurance funds in orthodontic reimbursement

Check which health insurance fund really suits you

Dental care

From age 65: 10% of the costs, max. € 1,050 per yearNo reimbursement under age 66

Treatment & guidance

€10 per consultation (max. 100 sessions per 3 years)

Birth

Max. €375 (€250 after 2 months, €125 after 4 months)

Care & hospital

Max. €420 per year

Max. €60 per year

From age 65: 10% of the costs, max. € 1,050 per year
No reimbursement under age 66